Financial Fortitude Financial Fortitude is a financial education initiative developed under the Economic Development component of the Sorority’s National Five Point Programmatic Thrust. The focus is to implement programs that focus on various successful financial behaviors. The key components of the program include Credit Principles, Investments, Retirement Savings, Home Ownership, and Estate Planning. The objective is to assist chapter members and the local community in realizing the overarching goal of personal wealth and financial security through an understanding of the basic principles of goal setting, financial planning, budgeting, debt management, savings and investments, education savings, retirement planning, home ownership, insurance, estate planning and entrepreneurship.